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@causalinf Venmo, PayPal, etc. have historically been very concerned about use for merchant acceptance. (Also, AML concerns.) If their algorithms see numerous incoming transactions to a personal account, you are likely to have balance locked up/account shut down. help.venmo.com/hc/en-us/articles/217532097-Can-I-use-Venmo-to-buy-or-sell-merchandise-goods-or-services-