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@J_C_Suarez My thoughts align with conventional wisdom I think. 1. Term ≻ whole life. Latter used to be recommended more when there were fewer other tax-advantaged savings vehicles. 2. Simple ≻ complex. More price competition. Not unrelated: probably don’t want an annuity.Permalink On twitter.com
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@J_C_Suarez 3. If you are a saver, term can be shorter than CF needs. If you die in 21 years, there may still be college expenses to pay but your estate will have eg retirement accounts to liquidate. 4. Consider what employee offers!! hr.duke.edu/benefits/finance/life-insuranceOn twitter.com
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