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15-year FRM rates are low, but 30y rates are *especially* low: The 15-vs-30 payment $ difference is the largest it’s been since 2009! [Disclosure/humblebrag: Not in the market; I refinanced to 2.75% 15y FRM in 2016.] @nikir1/1170057826552729600
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Earlier thread on the mortgage refinance decision. Note for homeowners who have never refinanced before: I’ve found my refis MUCH lower stress than applying for a purchase mortgage (since you aren’t also simultaneously trying to buy a house). @lukestein/1136341758382493697