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@BenCharoenwong @arpitrage This is only one side of the story, but may be worth considering: riabiz.com/a/2019/9/15/wealthfront-busts-through-20-billion-mark-with-its-break-things-but-make-it-happen-approach-but-its-bedeviled-by-details-when-it-comes-to-customers I have some correspondence with a risk management expert about issues in this “brokered deposits” business… can chat at dinner tomorrow Arpit if you’re interested in this!