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@enordec @daniel_egan @JosephOnions If goal is “get mortgage paid off faster” (why?!), safe 15 may win Taxes lean towards the 30 AS LONG AS you’re able to deduct all your mortgage interest (under TCJA’s limits and higher standard deduction) Also, may want to recheck rates: 0.75% diff 15 vs. 30 seems too large
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@enordec @daniel_egan @JosephOnions Also, I really believe that the 15 vs 30 decision is impossible to make based just on rates; it’s really a question of your overall financial situation/goals. Alas, not a place where calculator/spreadsheet or Twitter is likely to get you the “right” answer @lukestein/1235043198847746048