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The most commonly reported reason for not having a bank account is not having enough money. The second-most common? ๐ก๐ผ๐ ๐๐ฟ๐๐๐๐ถ๐ป๐ด ๐ฏ๐ฎ๐ป๐ธ๐. (Shilling my related paper: @revoffinstudies/1226884440330317824) @Aarondklein/1259844691924844544