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@prof_cookson @malcolmwardlaw Thanks, Tony. This is actually the first I’ve seen of this JMP, which I’m eager to read carefully. Looks like results largely consistent with ours (1870), showing 10–30 years persistence with a different but closely related IV. @lukestein/1227078255431151617
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@prof_cookson @malcolmwardlaw I’ll also be really to read Iris’ other WP (no PDF posted) which looks like a deep dive on a question about contemporary trust in financial services, and underbanking among Black Americans that we touched empirically only briefly in our conclusion/appendix.