lukestein’s avatarlukestein’s Twitter Archive—№ 15,360

      1. A pleasure to discuss Chernenko, Kaplan, Sarkar & Scharfstein’s fascinating “What Drives Racial Disparities in the Paycheck Protection Program?” dx.doi.org/10.2139/ssrn.4281960 (Just a snippet👇 w. summary, not comments) 🙏 to @NielsGormsen for the invite and helping this happen online @lukestein/1611458440622120977
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    1. …in reply to @lukestein
      Some headline numbers: Black-owned firms were much more likely to apply through fintechs (vs. banks), where approval rates were lower. Paper suggests that Black-owned firms had lower approvals at fintechs than white-owned did…
      oh my god twitter doesn’t include alt text from images in their API
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  1. …in reply to @lukestein
    …with great survey evidence asking non-applicants *why* they didn’t apply! This and heterogeneous effects suggest that BOF may have faced higher administrative burdens. (Also, bank relationships may have helped mitigate these burdens, but BOF have fewer.) @lukestein/1227078512625848322
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    1. …in reply to @lukestein
      All in all, evidence makes a nice complement to the authors’ previous work and others’ including Howell et al. @stroebel_econ/1447667668820049921
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      1. …in reply to @lukestein
        And tagging in 🏷️ @NYThor, whom I’d managed not to find on Twitter until just now 🙇
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